



Smart Investments for Verified SMEs connects investors with vetted small
businesses, promoting informed decisions and local economic growth
See our 2000 reviews on Trustpilot
Raqamyah is a Sharia-compliant crowdlending platform licensed by the Saudi Central Bank (SAMA). It connects SMEs seeking financing with investors looking for competitive returns. By directly funding SMEs, investors earn profits while supporting business growth and economic development. The platform’s mission is to simplify and accelerate funding for small businesses to help them thrive.

Lower Rates
Financing up to SAR 7.5M
Faster Decision
Shari’a Compliant


Scale your business by adding new products, service or open
new branch
Upgrade Your Premises
Marketing
Purchase Equipment
Increase Inventory
Invoice Finance
See our 2000 reviews on Trustpilot
2 days ago
Fast at letting me know I got approved for the loan. Fund deposit was fast.
2 days ago
Fast at letting me know I got approved for the loan. Fund deposit was fast.
2 days ago
Fast at letting me know I got approved for the loan. Fund deposit was fast.
2 days ago
Fast at letting me know I got approved for the loan. Fund deposit was fast.
2 days ago
Fast at letting me know I got approved for the loan. Fund deposit was fast.
2 days ago
Fast at letting me know I got approved for the loan. Fund deposit was fast.
Our Process
for Investors
and Businesses
Browse verified businesses seeking investment.
Choose and invest in a business that fits your goals.
Monitor your investment’s performance on our platform.
Get monthly repayments and profits directly.
Submit your financing application online.
Our team reviews and approves your application.
Approved businesses are listed for investors.
Get the capital needed to grow your business.




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